Legal

Terms of Service

Effective date: May 22, 2026 · Last updated: May 22, 2026

Please read these Terms carefully. They contain a binding individual-arbitration provision and a class-action waiver (Section 16) that affect how disputes are resolved, and important disclaimers and limitations of liability (Sections 11–13). Gecko is an educational and informational tool only and does not provide financial, investment, legal, or tax advice. By creating an account or using Gecko, you agree to these Terms in full.

1. Agreement to Terms

These Terms of Service (the “Terms”) form a legally binding agreement between you (“you,” “your,” or “User”) and Atomic Venture (“Atomic Venture,” the “Company,” “we,” “us,” or “our”), the operator of the Gecko web application, websites, and related services (collectively, the “Service”). By accessing or using the Service, registering an account, uploading data, or clicking to accept these Terms, you acknowledge that you have read, understood, and agree to be bound by these Terms and by our Privacy Policy, which is incorporated here by reference. If you do not agree, you may not access or use the Service.

If you are using the Service on behalf of an entity, you represent that you are authorized to bind that entity, and “you” refers to that entity.

2. The Service — What Gecko Is and Is Not

Gecko is a trade-journaling and self-coaching tool. It ingests trade history and account statements that you voluntarily upload, organizes them into a journal, and produces descriptive analytics, behavioral pattern scores, summaries, calculators, and educational commentary about your past trading activity.

The Service is provided solely for general educational and informational purposes. Nothing the Service generates or displays is, or should be construed as:

  • financial, investment, brokerage, trading, accounting, tax, or legal advice;
  • a recommendation, solicitation, endorsement, or offer to buy, sell, or hold any security, futures contract, option, cryptocurrency, or other financial instrument;
  • a prediction, forecast, or guarantee of market movement or trading results;
  • an offer of advisory, fiduciary, or brokerage services of any kind.

Atomic Venture is not a registered investment adviser, broker-dealer, futures commission merchant, commodity trading advisor, bank, or financial institution, and does not hold itself out as any of these. No fiduciary, advisory, or professional-client relationship is created by your use of the Service. You should consult a licensed financial professional before making any trading or investment decision. You are solely and exclusively responsible for your own trading and investment decisions and their outcomes.

3. Eligibility

You must be at least 18 years old and capable of forming a binding contract to use the Service. The Service is not directed to, and may not be used by, anyone under 18. By using the Service you represent and warrant that you meet these requirements and that your use complies with all laws applicable to you.

4. Accounts and Security

You must provide accurate information when registering and keep it current. You are responsible for safeguarding your account credentials and for all activity that occurs under your account. Notify us promptly at hello@geckomode.ai of any unauthorized use. We are not liable for any loss arising from unauthorized use of your account. We may suspend or terminate accounts that we reasonably believe are fraudulent, abusive, inactive, or in violation of these Terms.

5. Subscriptions, Billing, and Cancellation

The Service offers a free tier and a paid “Pro” subscription. Current pricing is shown on the Service and may change on prospective notice. Paid subscriptions are billed in advance on a recurring basis (e.g., weekly) through our third-party payment processor, Stripe, Inc. By subscribing you authorize us and Stripe to charge your payment method for each renewal term until you cancel.

Automatic renewal. Your paid subscription automatically renews at the end of each billing period at the then-current price unless you cancel before the renewal date. You may cancel at any time from your account settings; cancellation takes effect at the end of the current paid period, and you retain Pro access until then.

7-day money-back guarantee. If you are not satisfied with Gecko Pro, you may request a full refund of your first paid period within seven (7) days of your initial paid charge by emailing billing@geckomode.ai from the email address on your account. The guarantee covers your first paid period only and is limited to one refund per customer; it does not apply to renewals, additional billing periods, account reactivations, or accounts where the refund right has previously been exercised. Approved refunds are returned through Stripe to the original payment method and typically post within 5–10 business days. Your account is downgraded to the free tier when the refund is issued.

Outside of the 7-day money-back window, and except where required by applicable law, payments are non-refundable and we do not provide refunds or credits for partial periods, unused time, or downgrades. We do not store full payment-card numbers; card data is handled by Stripe under its own terms and privacy policy. You are responsible for any taxes associated with your subscription.

6. Acceptable Use

You agree that you will not, and will not attempt to:

  • use the Service for any unlawful purpose or in violation of any applicable law, regulation, or third-party right;
  • upload data you do not have the right to upload, or data containing another person’s information without authorization;
  • reverse engineer, decompile, scrape, or create derivative works from the Service except as permitted by law;
  • interfere with, disrupt, overload, or probe the Service or its infrastructure, or circumvent usage limits, authentication, or security measures;
  • resell, sublicense, or commercially exploit the Service without our written permission;
  • upload malware or any code intended to harm, or use the Service to harass, abuse, or defraud others;
  • misrepresent your identity or affiliation.

7. Your Content and Data License

“User Content” means the trade history, statements, notes, journal entries, and other data you submit to the Service. As between you and us, you retain ownership of your User Content. You grant Atomic Venture a worldwide, non-exclusive, royalty-free license to host, store, process, reproduce, and display your User Content solely to operate, secure, maintain, and improve the Service and to provide it to you. We may use aggregated and de-identified data — data that does not identify you and cannot reasonably be used to identify you — for analytics, research, and product improvement; we will not attempt to re-identify such data.

You represent that you have all rights necessary to submit your User Content and that it does not infringe or violate the rights of any third party. You are responsible for maintaining your own backups of any data important to you.

8. Intellectual Property

The Service, including its software, design, text, graphics, analytics models, and the “Gecko” name and marks, is owned by Atomic Venture or its licensors and is protected by intellectual-property laws. Subject to these Terms, we grant you a limited, revocable, non-exclusive, non-transferable license to access and use the Service for your own personal, non-commercial trade journaling. All rights not expressly granted are reserved. You may submit feedback or suggestions, and you grant us a perpetual, irrevocable, royalty-free license to use them without restriction or obligation to you.

9. Third-Party Services and Brokers

The Service relies on third-party providers (including, for example, payment processing, email delivery, hosting, and database services) and may reference or interoperate with broker exports from providers such as Kraken, Robinhood, and Interactive Brokers. Atomic Venture is independent and is not affiliated with, endorsed by, or sponsored by any broker, exchange, or clearing firm. We do not control third-party services and are not responsible for them; your use of them is governed by their own terms. Broker, exchange, and product names are the property of their respective owners and are used for identification only.

10. No Financial Advice; Assumption of Risk

You acknowledge and agree that trading and investing in futures, equities, exchange-traded funds, options, cryptocurrencies, and other instruments involve substantial risk, including the risk of losing more than your initial investment, and are not suitable for every person. Past performance is not indicative of future results. Any figures, scores, calculators, projections, or examples shown by the Service are illustrative and descriptive only and do not guarantee any outcome.

You assume full and sole responsibility for all trading and investment decisions you make and for evaluating the merits and risks of any decision. You agree that Atomic Venture has no responsibility or liability for any trading losses, missed gains, or other financial outcomes arising from or related to your use of the Service.

11. Disclaimer of Warranties

TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE SERVICE IS PROVIDED “AS IS” AND “AS AVAILABLE,” WITH ALL FAULTS AND WITHOUT WARRANTY OF ANY KIND. ATOMIC VENTURE EXPRESSLY DISCLAIMS ALL WARRANTIES, WHETHER EXPRESS, IMPLIED, STATUTORY, OR OTHERWISE, INCLUDING ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, SECURE, ERROR-FREE, OR ACCURATE, THAT DEFECTS WILL BE CORRECTED, OR THAT ANY ANALYSIS, SCORE, OR CALCULATION IS COMPLETE, RELIABLE, OR CORRECT. ANALYTICS DEPEND ENTIRELY ON THE DATA YOU PROVIDE AND MAY CONTAIN ERRORS. SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES, SO SOME OF THE ABOVE MAY NOT APPLY TO YOU.

12. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, IN NO EVENT WILL ATOMIC VENTURE OR ITS OWNERS, OFFICERS, EMPLOYEES, CONTRACTORS, OR AGENTS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR FOR ANY LOSS OF PROFITS, TRADING LOSSES, LOST OPPORTUNITIES, LOSS OF DATA, LOSS OF GOODWILL, OR BUSINESS INTERRUPTION, ARISING OUT OF OR RELATED TO THESE TERMS OR THE SERVICE, WHETHER BASED IN CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY, OR ANY OTHER THEORY, AND WHETHER OR NOT WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE TOTAL AGGREGATE LIABILITY OF ATOMIC VENTURE FOR ALL CLAIMS ARISING OUT OF OR RELATED TO THESE TERMS OR THE SERVICE WILL NOT EXCEED THE GREATER OF (A) THE TOTAL AMOUNTS YOU PAID TO US FOR THE SERVICE IN THE TWELVE (12) MONTHS IMMEDIATELY PRECEDING THE EVENT GIVING RISE TO THE CLAIM, OR (B) ONE HUNDRED U.S. DOLLARS ($100). THESE LIMITATIONS ARE A FUNDAMENTAL BASIS OF THE BARGAIN BETWEEN YOU AND US. SOME JURISDICTIONS DO NOT ALLOW CERTAIN LIMITATIONS, SO SOME OF THE ABOVE MAY NOT APPLY TO YOU.

13. Indemnification

You agree to defend, indemnify, and hold harmless Atomic Venture and its owners, officers, employees, contractors, and agents from and against any claims, liabilities, damages, losses, and expenses (including reasonable attorneys’ fees) arising out of or related to: (a) your use or misuse of the Service; (b) your User Content; (c) your violation of these Terms or of any law or third-party right; or (d) your trading or investment decisions.

14. Termination

You may stop using the Service and delete your account at any time. We may suspend or terminate your access at any time, with or without notice, if we reasonably believe you have violated these Terms or to protect the Service or other users. Upon termination, your right to use the Service ceases. Sections that by their nature should survive — including Sections 7–8 and 10–18 — survive termination.

15. Changes to the Service and to These Terms

We may modify, suspend, or discontinue any part of the Service at any time. We may also update these Terms; if we make material changes, we will update the “Last updated” date and may provide additional notice. Changes are effective when posted. Your continued use of the Service after changes take effect constitutes acceptance of the updated Terms.

16. Dispute Resolution — Binding Arbitration and Class-Action Waiver

PLEASE READ THIS SECTION CAREFULLY — IT AFFECTS YOUR LEGAL RIGHTS. It requires that most disputes be resolved by binding individual arbitration and waives your right to a jury trial and to participate in a class action. You may opt out as described below.

16.1 Informal resolution first

Before starting an arbitration, you agree to first contact us at hello@geckomode.ai with a written description of the dispute and your contact information, and to allow 60 days for the parties to attempt to resolve it in good faith.

16.2 Binding arbitration

Except as stated below, any dispute, claim, or controversy arising out of or relating to these Terms or the Service that is not resolved informally will be resolved by final and binding arbitration administered by a recognized arbitration provider under its consumer arbitration rules. The arbitration will be conducted in the State of California, or by videoconference or on documents where available, and judgment on the award may be entered in any court of competent jurisdiction. The Federal Arbitration Act governs the interpretation and enforcement of this section.

16.3 Class-action waiver

You and Atomic Venture agree that each may bring claims against the other only in an individual capacity, and not as a plaintiff or class member in any purported class, consolidated, or representative proceeding. The arbitrator may not consolidate more than one person’s claims or preside over any form of a representative or class proceeding.

16.4 Exceptions

Either party may bring an individual claim in small-claims court, and either party may seek injunctive or equitable relief in a court of competent jurisdiction for actual or threatened infringement or misuse of intellectual property or confidential information.

16.5 30-day right to opt out

You may opt out of this arbitration agreement by emailing hello@geckomode.ai within 30 days of first accepting these Terms, stating your name, the email on your account, and a clear statement that you opt out of arbitration. Opting out does not affect any other part of these Terms.

17. Governing Law and Venue

These Terms and any dispute arising out of or related to them or the Service are governed by the laws of the State of California, U.S.A., without regard to its conflict-of-laws rules. To the extent any dispute is not subject to arbitration, you and Atomic Venture consent to the exclusive jurisdiction and venue of the state and federal courts located in California, and waive any objection to such venue.

18. General

These Terms, together with the Privacy Policy, are the entire agreement between you and Atomic Venture regarding the Service and supersede all prior agreements. If any provision is held unenforceable, it will be limited or severed to the minimum extent necessary and the remaining provisions will remain in full force. Our failure to enforce any provision is not a waiver. You may not assign these Terms without our consent; we may assign them freely, including in connection with a merger, acquisition, or sale of assets. We are not liable for any delay or failure to perform caused by events beyond our reasonable control. These Terms do not create any third-party beneficiary rights.

19. Contact and Complaints

Questions, notices, and complaints regarding these Terms or the Service may be directed to Atomic Venture at hello@geckomode.ai. California residents may also contact the Complaint Assistance Unit of the Division of Consumer Services of the California Department of Consumer Affairs in writing or by telephone regarding consumer complaints.